Attention homeowners in Nitro and Kanawha County: Get an Appraisal today!

Check out the top 7 reasons WV homeowners call on Sheri Warner:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge Kanawha county's assessment of your property
  3. Remove PMI to cut your mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a WV divorce, when property needs to be divided
  7. Settle an estate in WV by determining the true market value of property in question

Own a home in or near Nitro, WV and need help deciding the value of it?
Contact Sheri Warner.

We at Sheri Warner understand the unique needs of a homeowner looking for appraisal services. Our usual business clients are used to the appraisal process and the standard reporting formats. Being a person not in the real estate industry that ordinarily doesn't look at appraisals on a regular basis,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Sheri Warner, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to remove PMI?

A preferred way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping folks just like you do away with unnecessary PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that's declining or not appreciating as much as other properties close to yours. This means you are going to pay higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Sheri Warner is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your house is in or near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. Sheri Warner can help you reinstate your home equity line of credit with a professional appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for accuracy, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Sheri Warner offers field reviews where we go out and check the subject and comps in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Sheri Warner can We can assist you. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.